Your mortgage quote in minutes, not days.
Whether you're buying your first home or refinancing, tell us a little about your goals and a Summit specialist will call you right away with real options.
- Checking your options won't affect your credit score
- Purchase, refinance, cash-out, FHA, VA, conventional & jumbo
- A real conversation, not 20 emails from 20 lenders
From form to real numbers in one call
No waiting around for a callback that comes two days later.
Tell us your goals
Answer a few quick questions about the home, your timeline, and what you want to accomplish.
We call you right away
Within moments, our assistant calls to confirm your details and answer first questions.
Book a call with a loan specialist
Jordan books a 15-minute call with a loan specialist to walk through your personalized options.
A loan for nearly every situation
We'll help you compare programs side by side so you can choose with confidence.
Conventional
Flexible terms with as little as 3% down for qualified buyers.
FHA
Lower down payment and more flexible credit guidelines.
VA
$0 down options for eligible veterans and service members.
Jumbo
Financing for higher-priced homes above conforming loan limits.
USDA
$0 down options for eligible homes in qualifying rural and suburban areas.
Refinance
Lower your payment, shorten your term, or take cash out.
Questions, answered
Will requesting a quote hurt my credit?
No. Requesting a quote and talking with us doesn't affect your credit. A credit check only happens later, with your permission, if you decide to apply.
Who will call me?
Jordan, Summit's AI assistant, calls first to confirm your details and book a call with a loan specialist, usually within a minute of your request, day or night.
How much do I need for a down payment?
It depends on the program. Some conventional loans start at 3% down, FHA at 3.5%, and VA or USDA can be $0 down for eligible borrowers.
How long does it take to close?
Most purchase and refinance loans close in about 21 to 45 days, depending on the property and paperwork.
Ready to see your options?
It takes about two minutes, and we'll call you right away.